Policy Forms for Captives and Self-Insureds
ISO is the recognized leader in developing standardized policy language that helps captive insurers, risk-retention groups, and other self-insureds define and cover risk. To address the wide variety of risks in the marketplace, ISO offers a large range of policy forms and programs.
Approved for use in every U.S. jurisdiction, the forms provide standard coverage language widely used throughout the property/casualty insurance industry. All our policy forms — personal and commercial — feature easy-to-read text that facilitates actuarial analysis and rating.
Court-tested over many years, our standardized forms simplify claim settlements and reduce costly litigation.
ISO maintains an expert staff of more than 200 individuals who research, write, file, and distribute our policy forms. They also continually review and update the forms in response to new statues and regulations, new court decisions, and emerging insurance exposures.
For more information . . .
. . . or to discuss how ISO can help you, please contact Robert Schneider at 1-800-888-4476, option 1, extension 2455. Or send e-mail to
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Learn more about ISO’s capabilities:
- State Filing Handbook — complete online resource about state filing laws, regulations, and procedures
- ISO line-of-insurance programs — information on loss costs, policy language, and policywriting data
- ISO policy forms — a library of more than 9,000 personal and commercial forms and endorsements
- ISO’s Specialty Commercial Lines programs — information on loss costs, policy language, and policywriting data
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
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