Capabilities
This website contains brief introductions to some of ISO’s risk-management capabilities
Enterprise Risk Management (ERM)
- Property risk — tools to help you identify, analyze, and mitigate risk
- Supply chain and business continuity — tools to identify, measure, and plan for the financial effects of disasters and supply-chain disruptions
- Loss control — concise assessments of risk and custom-designed strategies to mitigate and control losses
- Claims management — a variety of services to help you streamline workflows and improve productivity
- Benchmarking — custom-tailored reports and metrics to help you compare a company’s performance against the industry
- General risk management — consultative evaluation and strategic recommendations
- Data — an array of analytical and decision-support products based on ISO’s data
- Analytics and data modeling — sophisticated modeling to help you resolve actuarial, financial, crime, security, medical-management, and catastrophe issues
- Financial efficiency — independent analyses of business processes to help identify costs and find ways to contain them
General Risk Management
- Catastrophe modeling — analytic tools and models to manage risks from natural catastrophes, weather, and terrorism
- Specific property information — your comprehensive online source for information about specific properties
- Property Claim Services® (PCS®) — estimates of insured property losses from catastrophes
- Location-specific risk information — the most accurate property and risk information related to a risk address
- Loss-control information — a vast database of technical information
- Background checks — screening of potential employees, tenants, and volunteers
Supply Chain and Business Continuity
- Catastrophe modeling — analytic tools and models to manage risks from natural catastrophes, weather, and terrorism
- Specific property information — your comprehensive online source for information about specific properties
- Property Claim Services® (PCS®) — estimates of insured property losses from catastrophes
Benchmarking
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
- Fast Track reports — quarterly reports that provide an early indication of property/casualty industry results
- Insurer Financial Results — an annual report providing information about the industry’s financial performance
- Underwriting Risk Model — PC software that helps you measure and establish program results and targets
- Property Claim Services® (PCS®) — estimates of insured property losses from catastrophes
- Comparative risk analyses — reports to help you compare your company’s loss experience with that of your industry
- Statistical services — actuarial and statistical services to help you with your data-pooling needs
Analytics and Data Modeling
- Catastrophe modeling — analytic tools and models to manage risks from natural catastrophes, weather, and terrorism
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
- Predictive models — analytic models to help you classify, segment, and price risks
- Mortgage tools — automated fraud-protection, compliance, and decision-support tools for the mortgage industry
- Workers compensation solutions — a full range of information-reporting and data-management services for workers comp
- Premium audit tools — a web-based system for managing your outsourced premium audits
- Premium audit resources — technical information and training for premium auditors
Financial Efficiency
- Premium audit tools — a web-based system for managing your outsourced premium audits
- Premium audit resources — technical information and training for premium auditors
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
- Claims information — comprehensive system for improving claims processing and fighting fraud
- Mortgage tools — automated fraud-protection, compliance, and decision-support tools for the mortgage industry
Property-Risk Services
- Location-specific risk information — the most accurate property and risk information related to a risk address
- Property inspection management — a web-based system for managing on-site property inspections
- Specific property information — your comprehensive online source for information about specific properties
- Survey services — on-site surveys of specific locations and communities
- Catastrophe modeling — analytic tools and models to manage risks from natural catastrophes, weather, and terrorism
- Flood-hazard information — an online system that helps you accurately determine flood zones and flood risk
- Wildfire services — detailed information on brushfire risks
- Replacement-cost estimates — web-based system for estimating replacement values of residential, commercial, and agricultural properties
Claims Management
- Claims information — comprehensive system for improving claims processing and fighting fraud
- Public-records information — the world’s largest set of information on individuals and businesses
- Claims management system — an expert system that helps you evaluate and manage bodily injury and workers comp claims
- Background checks — screening of potential employees, tenants, and volunteers
- OFAC screening — an automated way to check claim payments against the government watch list of terrorists and drug traffickers
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
Loss Control
- Loss-control information — a vast database of technical information
- Background checks — screening of potential employees, tenants, and volunteers
- Survey services — on-site surveys of specific locations and communities
Data
- Claims information — comprehensive system for improving claims processing and fighting fraud
- Public-records information — the world’s largest set of information on individuals and businesses
- Specific property information — your comprehensive online source for information about specific properties
- Statistical services — actuarial and statistical services to help you with your data-analysis needs
- ISO line-of-insurance programs — information on loss costs, policy language, and policywriting data
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues
- Fast Track reports — quarterly reports that provide leading information and property/casualty industry results
- Insurer Financial Results — an annual report providing information about the industry’s financial performance
- Comparative risk analyses — reports to help you compare your company’s loss experience with that of your industry
- ISO’s Analyst Summary Package — a series of reports that give fast, accurate information on the property/casualty industry’s financial and underwriting results
Policy Forms for Captives and Self-Insureds
- State Filing Handbook — complete online resource about state filing laws, regulations, and procedures
- ISO line-of-insurance programs — information on loss costs, policy language, and policywriting data
- ISO policy forms — a library of more than 9,000 personal and commercial forms and endorsements
- ISO’s Specialty Commercial Lines programs — information on loss costs, policy language, and policywriting data
- Risk Management Consulting Service — expert advice on pricing, reserving, reinsurance, capital management, and many other issues

